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How to Withdraw from Coinbase Wallet to Bank or ExchangeInsufficient Balance errors indicate that some outgoing transactions (e.g. sell, trade, transfer) are missing basis from an incoming transaction (e.g. When cryptocurrency is purchased using a failed Instant Deposit and there is insufficient balance in your crypto and fiat wallets, withdrawal is restricted. How is Outstanding Balance calculated? Scenario 1 - Available Balance is sufficient to purchase cryptocurrency. You have USD in your USD Fiat Wallet.